(281) 972-4000 Houston, TX

Bobtail Insurance in Laredo, TX

Bobtail Insurance in Laredo, TX

When you’re off the job but still behind the wheel of your rig, Bobtail Insurance from Texas Bobtail Insurance keeps you protected. We help truck drivers in Laredo, TX fill in the coverage gaps when they’re driving without a trailer or not under dispatch.

This policy—often required by motor carriers—offers liability protection when your standard commercial trucking policy doesn’t apply. It’s an affordable, smart way to avoid major out-of-pocket expenses from off-duty incidents.

When Liability Stops

Bobtail picks up where standard trucking insurance leaves off. Learn more »

Protection Off-Dispatch

Essential when you’re not hauling cargo. Learn more »

For Leased Drivers

Meet contract obligations and drive worry-free. Learn more »

Do You Need Bobtail Insurance in Laredo, TX?

If you ever drive your truck without a trailer—during personal errands, between loads, or on your way home—you probably do. Here's why drivers across Laredo, TX rely on this vital coverage:

  • Required by Carriers: Most leased drivers must carry bobtail insurance to stay compliant.
  • Covers You Personally: Liability protection applies even if the accident is unrelated to your work trip.
  • Flexible Plans: Choose limits and deductibles that fit your budget and your lease terms.

Off-Duty Claim Scenarios

Claim Type Description Cost Estimate
Fender Bender Low-speed accident while bobtailing to home base $11,000
Collision Liability Caused injuries in a multi-vehicle crash while off-dispatch $78,000
Property Damage Hit parked vehicle while turning at rest stop $23,500

Coverage Advantages

  • Liability coverage outside your motor carrier’s dispatch
  • Peace of mind while driving for non-work reasons
  • Affordable monthly premiums
  • Can be combined with other trucker-specific policies

At Texas Bobtail Insurance, we work with truckers and fleet managers throughout Laredo, TX to provide custom-tailored insurance packages that meet contract and personal needs alike.

Protect Yourself Between Loads

You may be off the clock—but you're never off the hook. Let us help you get the bobtail coverage you need in Laredo, TX. Request a quote online or call 281-972-4000 to speak with a licensed agent.