(281) 972-4000 Houston, TX

Bobtail Insurance in Houston, TX - Coverage for Off-Dispatch Truckers

Bobtail Insurance in Houston, TX

Whether you're heading home after a drop-off or driving between loads, if you're operating your truck without a trailer, you need bobtail insurance. In Houston, TX, Texas Bobtail Insurance offers tailored coverage that protects you when your primary liability policy won’t.

Bobtail insurance (also called non-trucking liability) is a must-have for leased drivers and owner-operators. Without it, a single accident while off-dispatch could result in tens of thousands in uncovered expenses. Our team is here to help you find affordable protection that meets your contract and personal coverage needs.

Primary Liability Gaps

Bobtail fills in when your primary trucking insurance doesn’t apply. Learn more »

Driving Without a Load

Protection when you're not actively hauling cargo. Learn more »

Leased Driver Requirements

Meet leasing agreements that mandate bobtail coverage. Learn more »

Why You Need Bobtail Insurance in Houston, TX

Driving a rig without a trailer doesn’t mean you’re risk-free. Here's why drivers in Houston, TX trust bobtail insurance to fill the gaps:

  • Off-Dispatch Accidents: Coverage for damage or injuries when not under load or dispatch.
  • Leased Operator Contracts: Most motor carriers require proof of bobtail insurance.
  • Affordable Protection: Policies typically cost much less than full trucking coverage.

Common Bobtail Claims

Claim Type Scenario Typical Cost
Rear-End Collision Driver hits another vehicle on the way to a pickup location $38,000
Parking Lot Damage Truck clips parked car at truck stop while bobtailing $14,000
Injury Liability Driver causes injury during a non-business detour $72,000

Coverage Features

  • Protection when operating your truck without a trailer
  • Meets leasing and contract requirements
  • Low premiums compared to standard liability
  • Optional add-ons available for downtime or physical damage

Our licensed agents at Texas Bobtail Insurance are ready to help you compare quotes and meet compliance fast. We serve drivers and fleets throughout Houston, TX and surrounding areas.

Stay Covered Even Off the Clock

Your truck is always your responsibility—even when you're between jobs. Let us help you stay protected with affordable bobtail insurance in Houston, TX. Call 281-972-4000 or request a quick online quote.