(281) 972-4000 Houston, TX

Bobtail Insurance in Mc Allen, Pharr, Edinburg, TX - Affordable Bobtail Coverage for Owner-Operators

Bobtail Insurance in Mc Allen, Pharr, Edinburg, TX

Even when you're not hauling freight, your truck is still a liability. Bobtail Insurance from Texas Bobtail Insurance ensures truckers in Mc Allen, Pharr, Edinburg, TX are protected in those off-dispatch moments—especially when leasing contracts require it.

If you're leased to a motor carrier, there's a good chance you need bobtail or non-trucking liability insurance to stay compliant. This policy kicks in when you're not hauling or under dispatch, covering personal or in-between use of your rig.

Compliance-Friendly

Get the coverage most lease contracts require. Learn more »

Driving Without Dispatch

Protection when you're in motion but not under load. Learn more »

Trusted for Leased Operators

Our policy options are built for lease-driver needs. Learn more »

Why Lease Drivers in Mc Allen, Pharr, Edinburg, TX Choose Bobtail Insurance

  • Required by Most Carriers: Non-compliance can void contracts or lead to denied claims.
  • Fills Liability Gaps: Protects you when primary coverage doesn't apply.
  • Budget-Conscious Plans: Premiums are much lower than full trucking policies.

Claim Scenarios from Off-Dispatch Driving

Claim Situation Average Payout
Non-Work Collision Driver collided with another vehicle en route to fuel stop $31,200
Backlot Mishap Scraped fence while maneuvering on personal time $12,000
Third-Party Injury Hit pedestrian at a truck plaza when bobtailing $65,000

Included in Your Policy

  • Liability coverage during personal use or between loads
  • Meets lease terms and DOT standards
  • Quick online quotes and flexible options
  • Optional add-ons like downtime or physical damage

Texas Bobtail Insurance helps leased drivers in Mc Allen, Pharr, Edinburg, TX navigate the insurance side of the trucking business with ease. Whether you’re just signing a lease or reviewing current coverage, we’ll make sure you’re fully protected.

Be Ready. Be Covered.

Don’t get caught without coverage when you're off dispatch. Request a quick Bobtail Insurance quote for Mc Allen, Pharr, Edinburg, TX today or call 281-972-4000 for help from our experienced agents.